Wednesday July 25, 2012
Crucial to start early to keep fit
START eating well and keeping fit ďas early in your adult years as possibleĒ to stay healthy in your 70s and 80s, says Dr Joanne Kua, 33, associate consultant at the department of geriatric medicine at Tan Tock Seng Hospital, Singapore.
Diet: Common sense tips prevail. For instance, use less salt, drink more plain water, limit high-fat foods and cut down alcohol intake. Also consider multivitamin supplements.,
Keep fit: Go for brisk walks or swim to keep your heart, lungs and blood vessels healthy. Carry weights so that muscles and bones stay strong, or do flexibility activities such as tai chi that get you moving more easily as you age. Aim to have at least 30 minutes of such physical activity on most days of the week.
Plan for finances: Financial consultant Koh Geok Lan, 49, says assuming a 35-year-old wants to retire at age 62 on an income of S$1,500 (RM3,750) a month (at todayís value), it would mean saving about S$2,000 (RM5,000) a month now.
That is because the sum translates to S$5,600 (RM14,00) a month in 27 yearsí time (when he retires), taking into account an inflation rate of five per cent yearly and a projected rate of returns of 3.5% yearly to give the desired income from retirement age till, say, 85.