MANY of you who are property owners, whether you live on landed property (for example, single storey or double storey houses or bungalows) or in a strata development such as condominiums or apartments, would have in your possession a document called “issue document of title” for landed properties or “strata title” for stratified properties.
For easy reference, I will refer to both in a generic term called “title”.
The importance of a title is, it represents proof of your ownership of the property. It also contains other particulars, such as the category of land use, possible restrictions and whether your tenure of ownership is in perpetuity or, in the case of leasehold land, limited.