Insight - The approach to retirement security


The pandemic has deeply scarred the already low level of accumulated savings and inadequate retirement savings, exposing the vulnerability of a large number of Employees Provident Fund (EPF) contributors’ retirement savings.

THE Covid-19 pandemic has revealed that hundreds of thousands of Malaysians live in a precarious financial condition and also the majority of wage earners are financially unprepared for retirement.

Job and income losses as well as health challenges have widened divides and exacerbated financial insecurity.

Owing to the differing magnitude of the pandemic’s impact, those who are already doing well do better and those who are struggling do worse.

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