Mobile banking has increasingly become an inseparable part of our daily lives.
THE Covid-19 pandemic has led to changes across all areas of life, from social interaction to how daily banking is conducted.
Consumer demand is moving towards having real-time direct control over their wealth, with access to a wide variety of banking services available at their fingertips and in the comfort of their own homes.
Beyond that, with wealth management becoming a bigger priority for a large segment of customers today in the interests of growing their wealth, customers also expect a diverse range of investment portfolios that they can choose digitally.
To meet these needs, banks have been investing heavily in improving the digital banking experience. Among them is CIMB Clicks, the versatile all-in-one banking platform that is familiar to a large number of Malaysians, where users can conveniently perform their daily banking needs with ease and access CIMB banking products.
CIMB has been augmenting CIMB Clicks on three fronts – stability and security, user experience as well as functionalities to ease daily banking and meet the rising needs.
Here are a few new things you should know:
Higher foreign transfer limit up to RM50,000 and wider transfer purpose
Need to pay for children’s school fees or pay for properties overseas?
Foreign fund transfer can be a daunting task, where security and high charges are often top of mind for customers.
CIMB Clicks users can now reap the rewards of special foreign exchange (FX) rates, with CIMB’s live FX rates and transfer up to RM50,000 daily to more than 200 countries, 25 currencies in a hassle-free and secured manner via CIMB Clicks web/app. The new enhancement also enables a wider range of transfer purposes, apart from direct family and educational purposes, to suit various transfer needs.
Exclusive for CIMB Preferred banking customers, they can enjoy a fee waiver at every foreign transfer transaction via CIMB Clicks. They can also subscribe to be notified through CIMB Clicks on promotions, special cashback campaigns, FX rates and more, to take control of maximising their foreign fund transfers.
Buy and sell e-gold in the comfort of your own home
E-gold investment is one popular investment option among Malaysians that allows customers to invest in gold without the hassle of keeping the physical gold. Choosing a reliable platform, however, is key.
With CIMB Clicks, users can buy or sell e-gold from as low as one gram directly from CIMB Clicks without having to navigate between different platforms and also get notified of daily gold market rate through email subscription alerts.
To start investing, CIMB Clicks users can easily open a CIMB e-Gold Investment Account (eGIA) online. Customers can now invest in eGIA with either their conventional or Islamic Current Account Savings Account.
Unit trust funds online with low 1% sales charge
Empowering CIMB banking customers to have better control over their own investments, CIMB Clicks enables them to invest from as low as RM1,000 – across various asset classes, geographies and strategies – and easily perform transactions such as purchase, redeem or switch the unit trust fund online.
In addition to being updated with the availability of new funds for investment opportunities, CIMB Clicks users also enjoy a 1% sales charge until 31 December 2021 if they invest in a fund through the platform.
Moreover, all funds provided by CIMB are managed by professional fund managers equipped with experience and resources to make investment decisions according to the fund’s investment strategy.
Anchoring these wealth management products and services is CIMB Clicks, which offers a convenient way to access digital banking at your fingertips.
> Enhancements in the CIMB Clicks app
For a more seamless experience, CIMB recently added the SecureTAC approval service button in the CIMB Clicks App. Simply open the app, swipe left and tap on the SecureTAC button to approve your transactions in a fast and secure manner.
The SecureTAC feature protects CIMB Clicks users against unauthorised transactions, especially high-value transactions above RM10,000, as approval via a pre-registered trusted device is required.
> Contactless payments or transfers with DuitNow QR
No more keying in and sharing lengthy account numbers; go contactless.
CIMB Clicks App users can now use DuitNow QR to transfer money by scanning the recipient’s DuitNow QR code. Apart from paying for purchases in-store, the feature is enhanced for greater use, where to receive money, you can just tap on the DuitNow QR button in the mobile app to share your DuitNow QR code with the sender.
Sign up for CIMB Clicks and download the CIMB Clicks App today to enjoy convenient banking on-the-go. For more information, visit www.cimbclicks.com.my or download the app on Google Play Store, Apple’s App Store and HUAWEI AppGallery.
