The adoption of cashless payments is becoming a growing part of daily life due to the convenience, safety and speed of the transaction method.
Housewife Noradila Ahmad, 45, said that nearly 80% of her daily transactions, including banking, were cashless.
This has saved her time and allowed her to track all her expenses as well as other financial activities.
“I rarely carry cash now as I handle everything online.
“It’s easier and I don’t need to queue at the bank.
“Nowadays, even food vendors use this system which also helps prevent crime,” she told Bernama at the Negri Sembilan Cashless Society programme.
Held at the National Information Dissemination Centre (Nadi) in Kampung Si Rusa, Port Dickson, the programme aimed to educate people about the importance of cashless payments.
It was launched by state heritage, technology, innovation and digital action committee chairman Datuk Mohd Faizal Ramli.
Other state level leaders present were Economic Planning Unit director Datuk Muhammad Nahar Mohd Sidek, Malaysian Communications and Multimedia Commission (MCMC) director Md Tahir Musa and coordination division chief Bukhari Yahya.
Massyazwina Irdina Mohd Maskhalil, 19, said students like her find cashless payments easier to handle and time saving.
“It’s much easier to use and top up.
“Cash can be a hassle, especially for busy students who have to go to the bank.
“This method is better as anyone can use it as long as they have a phone and Internet connection,” she said.
Entrepreneur and programme participant Rozaidah Ab Rahman, 49, said cashless payments had streamlined her operations.
The mode had also offered customers flexible payment options.
“Everything is now at our fingertips and so, we must keep up.
“As entrepreneurs, we need to empower ourselves and participate in programmes like this to gain more exposure.
“It may be unfamiliar at first, but it becomes easier over time,” she said.
The food hawker, who is disabled, also finds cashless payments safer.
“Even for transactions as low as RM1, we can use a QR code, which is easy and secure.
“It’s especially helpful for disabled individuals like me who may not be able to defend themselves in an unwanted situation,” Rozaidah added.
Mohd Faizal said the Cashless Society programme was an initiative by MCMC in collaboration with the state government and financial service providers.
He described the initiative as being in alignment with the state government’s vision to drive digital adoption via the Negri Sembilan Digital Economy Plan 2027.
The programme is being held in 13 locations to encourage micro-entrepreneurs to adopt cashless payment methods.
By late June, 1,477 people, including 33 traders, had attended the programme that saw 911 cashless transactions made.
The programme is also part of the Federal Government’s aim to drive the national digital economy in line with the Financial Sector Blueprint 2022-2026.
The blueprint targets an average of 400 digital transactions per individual by 2026.