MyRumah Takaful claims payout and zakat recipients with representatives from Etiqa and YaPEIM in Dungun.
There was good news for folk from three villages in Dungun, Terengganu, thanks to an insurer.
A total of 33 villagers from Kampung Pasir Raja, Kampung Jongok Batu and Kampung Syukor were affected by floods in December 2023.
Fortunately, the villagers of the flood-prone district were among the first in the country to have been introduced to the MyRumah Takaful plan in November 2023 by Etiqa General Takaful Bhd.
Etiqa is the insurance and takaful arm of Malayan Banking Bhd.
By May 2024, all 33 claimants had been compensated.
Etiqa, in a press statement, said MyRumah Takaful is a specialised home protection plan offering comprehensive coverage against natural disasters such as fire and lightning, domestic explosion, theft, robbery, windstorm and flood.
It is an affordable protection plan tailored to B40 families and addresses the threat of natural disasters.
Key features include up to RM20,000 for damage to home structures and contents, RM2,500 for life protection and RM1,500 for emergency expenses, all for just RM75 per year.
The plan also covers traditional wooden houses, a feature which is not commonly found in home takaful plans, said the statement.
To celebrate the villagers’ resilience and official launch of MyRumah Takaful, Etiqa organised special ceremonies at each village.
Highlights included the presentation of cash and RM500 in zakat contributions to each flood victim.
Affected families also received oil, flour, ready-to-eat food items and other essential goods from MyRumah Takaful’s distribution partner, Malaysian Islamic Economic Development Foundation (YaPEIM) Cooperative Bhd.
Several other community support activities were also held, such as the restoration of two homes that were damaged by the December 2023 floods.
Etiqa volunteers helped to rebuild the kitchen wall of a house belonging to an elderly woman and her bed-ridden husband. The couple also received RM1,000.
Etiqa volunteers also visited a home where four orphans and their aunt live.
There, the volunteers assembled new bed frames and gave rubber floor mats and RM1,500 to the family.
Etiqa chief executive officer Shahrul Azuan Mohamed said, “In line with Etiqa’s vision of Making the World a Better Place, we are dedicated to providing affordable yet comprehensive tailored solutions for the B40 group in suburban and rural areas.
“This initiative addresses the growing threat of natural disasters, fulfils our social responsibility as well as strengthens customer trust by promoting preparedness and offering adequate coverage.
“While we look after our customers, we truly believe in extending a helping hand to those in need within the community.
“With the support of our takaful participants, the zakat contributions have been successfully distributed to the needy,” he said.
Jengai Sub-District and Kampung Pasir Raja head Kamarul Nazeri Ibrahim said: “We are very grateful to Etiqa for introducing MyRumah Takaful, which provides additional protection to the residents of our village.
“This helps to ensure our safety and well-being.”
Etiqa MyRumah Takaful is available via YaPEIM branches countrywide, Etiqa Agents, Etiqa+ mobile app and the Etiqa website.
