PETALING JAYA: About 1.3 million PTPTN borrowers listed under the Central Credit Reference Information System (CCRIS) have a black mark on their credit rating because they failed to service their study loans on time, if at all.
National Higher Education Fund Corporation (PTPTN) deputy chief executive officer (policy and operations) Mastura Mohd Khalid said that once blacklisted in CCRIS, one’s credit rating could take a nosedive as one could be deemed a “bad paymaster”.
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