UPON reaching the eligible age to make full withdrawal on their EPF savings, members may, according to their own retirement needs and planning, choose for lump-sum, partial, monthly, or a combination of partial and monthly withdrawal on their EPF savings at any stage into their retirement. Members may also choose to only withdraw their annual dividends and keep the remaining portion of their savings with the EPF.
Following the enhancement to the EPF Act which took effect on Jan 1, 2017, it was announced that members would continue to earn dividends for the remaining portion of their EPF savings till the age of 100.