THE Employees Provident Fund (EPF) has unveiled its Belanjawanku 2024/2025 Guide and Retirement Income Adequacy (RIA) Framework, setting clear savings benchmarks to help Malaysians plan for a financially secure retirement.
On paper, this is an impressive effort, but when we peel back the layers, questions arise: Is it enough? Or are we simply plastering a Band-Aid over deeper systemic issues?
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