IF you think fintech is only targeting areas of banking such as lending or fund-raising for small businesses or forex trades for consumers, think again.
It’s also taking aim as advisory stuff. Consider the “robo-advisor”. These are online wealth management services that provide low cost automated, algorithm-based portfolio management advise without the use of human financial planners. Couple that with crowdfunding, P2P lending, online forex trading and money changing at cheaper rates, banks should be worried, no?
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